This is a linked data resource: it has a permanent unique uri at which both humans and machines can find it on the Internet, and which can be used an identifier in queries on our SPARQL endpoint.

A linked data-orientated view of dimensions and values

Linked Data is stored in graphs. We keep dataset contents (the data) separately from the metadata, to make it easier for you to find exactly what you need.

The data in this dataset are stored in the graph: http://opendatacommunities.org/graph/housing-market/help-to-buy/num-loans/mortagegaurantees/completed-loans-ons

The data structure definition for this data cube dataset is stored in the same graph as the data: http://opendatacommunities.org/graph/housing-market/help-to-buy/num-loans/mortagegaurantees/completed-loans-ons

All other metadata about this dataset are stored in the graph: http://opendatacommunities.org/graph/housing-market/help-to-buy/num-loans/mortagegaurantees/completed-loans-ons/metadata

A breakdown by type of the 332 resources in this dataset's data graph.

Comment rdfs:comment http://www.w3.org/2000/01/rdf-schema#comment

The data in this data set was provided by HM Treasury and details mortgage completions on properties supported by Help to Buy: mortgage guarantee completions, by local authority, England. The data set covers the period 8 October 2013 to 30 June 2014. xsd:string

Date Issued dcterms:issued http://purl.org/dc/terms/issued

September 11, 2014 09:13 xsd:dateTime

Date Modified dcterms:modified http://purl.org/dc/terms/modified

September 11, 2014 09:13 xsd:dateTime

Description dcterms:description http://purl.org/dc/terms/description

The Help to Buy: mortgage guarantee scheme opened on 8 October 2013 and is available across the United Kingdom. Under the scheme the government offers lenders the option to purchase a guarantee on mortgage loans where the borrower has a deposit of between 5% and 20%. The scheme can be used for mortgages on both new build and existing homes, by first time buyers, home movers and those remortgaging. In order to qualify for a loan supported by the Help to Buy: mortgage guarantee, there are a number of eligibility criteria which are set out in the scheme rules. The guarantee compensates participating mortgage lenders for a portion of net losses suffered in the event of repossession. The guarantee applies down to 80% of the purchase value of the guaranteed property covering 95% of these net losses. The lender therefore retains a 5% risk in the portion of losses covered by the guarantee. This ensures that the lender retains some risk in every mortgage originated. For example, the scheme is not available on buy-to-let mortgages or second homes, and the property value must be £600,000 or less. Over the life of the scheme the government will make available up to £12 billion of guarantees, which is sufficient to support up to £130 billion of high loan-to-value (LTV) mortgages. For further information see [Help to Buy: mortgage guarantee scheme Quarterly Statistics](https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/349540/help_to_buy_mortgage_guarantee_quarterly_statistics_020914.pdf). xsd:string

http://publishmydata.com/def/dataset#contactEmail http://publishmydata.com/def/dataset#contactEmail

mailto:ODC@communities.gsi.gov.uk

http://publishmydata.com/def/dataset#graph http://publishmydata.com/def/dataset#graph

http://opendatacommunities.org/graph/housing-market/help-to-buy/num-loans/mortagegaurantees/completed-loans-ons

http://publishmydata.com/def/ontology/folder/inFolder http://publishmydata.com/def/ontology/folder/inFolder

Housing Market http://opendatacommunities.org/def/concept/folders/themes/housing-market

http://rdfs.org/ns/void#sparqlEndpoint void:sparqlEndpoint http://rdfs.org/ns/void#sparqlEndpoint

http://opendatacommunities.org/sparql

http://www.w3.org/ns/dcat#theme dcat:theme http://www.w3.org/ns/dcat#theme

Housing Market http://opendatacommunities.org/def/concept/themes/housing-market

Label rdfs:label http://www.w3.org/2000/01/rdf-schema#label

Help To Buy - Mortgage Guarantee Scheme Completions, by district xsd:string

License dcterms:license http://purl.org/dc/terms/license

http://www.nationalarchives.gov.uk/doc/open-government-licence/

Publisher dcterms:publisher http://purl.org/dc/terms/publisher

Ministry of Housing, Communities and Local Government http://reference.data.gov.uk/id/department/dclg

References dcterms:references http://purl.org/dc/terms/references

http://docs.publishmydata.com

Subject dcterms:subject http://purl.org/dc/terms/subject

Housing Market http://opendatacommunities.org/def/concept/themes/housing-market

Title dcterms:title http://purl.org/dc/terms/title

Help To Buy - Mortgage Guarantee Scheme Completions, by district xsd:string

Type rdf:type http://www.w3.org/1999/02/22-rdf-syntax-ns#type

http://publishmydata.com/def/dataset#Dataset

Structure qb:structure http://purl.org/linked-data/cube#structure

http://opendatacommunities.org/def/structure/housing-market/help-to-buy/num-loans/mortagegaurantees/completed-loans-ons http://opendatacommunities.org/def/structure/housing-market/help-to-buy/num-loans/mortagegaurantees/completed-loans-ons

Type rdf:type http://www.w3.org/1999/02/22-rdf-syntax-ns#type

Data set http://purl.org/linked-data/cube#DataSet

In addition to this bookmarkable html page, this dataset metadata is also available for our robot customers in the following machine-readable formats. Please refer to the API documentation for more details.