add cart choropleth column cross cube error file folder geo help home lock obs poi rdf remove search slice spreadsheet success table unlock warning

[this is a data cube dataset] A data cube dataset in folder: Housing Market

Help To Buy - Mortgage Guarantee Scheme Completions, by postcode district

The data in this data set was provided by HM Treasury and details mortgage completions on properties supported by Help to Buy: mortgage guarantee completions, by local authority, England. The data set covers the period 8 October 2013 to 30 June 2014.

View as a spreadsheet
Dimensions
Dimension
Value
Dclg Help To Buy Mortgage Guarantees
  1. Completed Loans
Reference Period
  1. 8 October 13 to 30 June 14
Reference area
(showing types of area available in these data)
  1. HTB Postcode Districts by authority
Download
Entire dataset
Note: These may be large files.
CSVN-Triples
About the Dataset
Contact
Publisher
Department for Communities and Local Government
Creator
Not supplied
In folder
License
Issued
11/09/2014
Modified
11/09/2014
Next update due
Not supplied
Description

The Help to Buy: mortgage guarantee scheme opened on 8 October 2013 and is available across the United Kingdom. Under the scheme the government offers lenders the option to purchase a guarantee on mortgage loans where the borrower has a deposit of between 5% and 20%. The scheme can be used for mortgages on both new build and existing homes, by first time buyers, home movers and those remortgaging. In order to qualify for a loan supported by the Help to Buy: mortgage guarantee, there are a number of eligibility criteria which are set out in the scheme rules.

The guarantee compensates participating mortgage lenders for a portion of net losses suffered in the event of repossession. The guarantee applies down to 80% of the purchase value of the guaranteed property covering 95% of these net losses. The lender therefore retains a 5% risk in the portion of losses covered by the guarantee. This ensures that the lender retains some risk in every mortgage originated. For example, the scheme is not available on buy-to-let mortgages or second homes, and the property value must be £600,000 or less.

Over the life of the scheme the government will make available up to £12 billion of guarantees, which is sufficient to support up to £130 billion of high loan-to-value (LTV) mortgages.

For further information see Help to Buy: mortgage guarantee scheme Quarterly Statistics.

URI

This is a linked data resource: it has a permanent unique uri at which both humans and machines can find it on the Internet, and which can be used an identifier in queries on our SPARQL endpoint.

http://opendatacommunities.org/data/housing-market/help-to-buy/num-loans/mortagegaurantees/completed-loans-postcode-dis
Dimensions Linked Data

A linked data-orientated view of dimensions and values

Dimension Locked Value
Dclg Help To Buy Mortgage Guarantees
http://opendatacommunities.org/def/ontology/housing-market/help-to-buy/num-loans/mortagegaurantees
(not locked to a value)
Reference Area
http://opendatacommunities.org/def/ontology/geography/refArea
(not locked to a value)
Reference Period
http://opendatacommunities.org/def/ontology/time/refPeriod
(not locked to a value)
Graphs

Linked Data is stored in graphs. We keep dataset contents (the data) separately from the metadata, to make it easier for you to find exactly what you need.

The data in this dataset are stored in the graph: http://opendatacommunities.org/graph/housing-market/help-to-buy/num-loans/mortagegaurantees/completed-loans-postcode-dis

The data structure definition for this data cube dataset is stored in the same graph as the data: http://opendatacommunities.org/graph/housing-market/help-to-buy/num-loans/mortagegaurantees/completed-loans-postcode-dis

All other metadata about this dataset are stored in the graph: http://opendatacommunities.org/graph/housing-market/help-to-buy/num-loans/mortagegaurantees/completed-loans-postcode-dis/metadata

Linked Data Resources

A breakdown by type of the 1,155 resources in this dataset's data graph.

Resource type Number of resources
Component specification 4
Data set 1
Data structure definition 1
Observation 1,149
All metadata
In Graph http://opendatacommunities.org/graph/housing-market/help-to-buy/num-loans/mortagegaurantees/completed-loans-postcode-dis
Structure qb:structure http://purl.org/linked-data/cube#structure
http://opendatacommunities.org/def/structure/housing-market/help-to-buy/num-loans/mortagegaurantees/completed-loans-postcode-dis http://opendatacommunities.org/def/structure/housing-market/help-to-buy/num-loans/mortagegaurantees/completed-loans-postcode-dis
Type rdf:type http://www.w3.org/1999/02/22-rdf-syntax-ns#type
Data set http://purl.org/linked-data/cube#DataSet
In Graph http://opendatacommunities.org/graph/housing-market/help-to-buy/num-loans/mortagegaurantees/completed-loans-postcode-dis/metadata
Comment rdfs:comment http://www.w3.org/2000/01/rdf-schema#comment
The data in this data set was provided by HM Treasury and details mortgage completions on properties supported by Help to Buy: mortgage guarantee completions, by local authority, England. The data set covers the period 8 October 2013 to 30 June 2014. xsd:string
Date Issued dcterms:issued http://purl.org/dc/terms/issued
September 11, 2014 09:14 xsd:dateTime
Date Modified dcterms:modified http://purl.org/dc/terms/modified
September 11, 2014 09:14 xsd:dateTime
Description dcterms:description http://purl.org/dc/terms/description
The Help to Buy: mortgage guarantee scheme opened on 8 October 2013 and is available across the United Kingdom. Under the scheme the government offers lenders the option to purchase a guarantee on mortgage loans where the borrower has a deposit of between 5% and 20%. The scheme can be used for mortgages on both new build and existing homes, by first time buyers, home movers and those remortgaging. In order to qualify for a loan supported by the Help to Buy: mortgage guarantee, there are a number of eligibility criteria which are set out in the scheme rules. The guarantee compensates participating mortgage lenders for a portion of net losses suffered in the event of repossession. The guarantee applies down to 80% of the purchase value of the guaranteed property covering 95% of these net losses. The lender therefore retains a 5% risk in the portion of losses covered by the guarantee. This ensures that the lender retains some risk in every mortgage originated. For example, the scheme is not available on buy-to-let mortgages or second homes, and the property value must be £600,000 or less. Over the life of the scheme the government will make available up to £12 billion of guarantees, which is sufficient to support up to £130 billion of high loan-to-value (LTV) mortgages. For further information see [Help to Buy: mortgage guarantee scheme Quarterly Statistics](https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/349540/help_to_buy_mortgage_guarantee_quarterly_statistics_020914.pdf). xsd:string
http://publishmydata.com/def/dataset#contactEmail http://publishmydata.com/def/dataset#contactEmail
mailto:ODC@communities.gsi.gov.uk
http://publishmydata.com/def/dataset#graph http://publishmydata.com/def/dataset#graph
http://opendatacommunities.org/graph/housing-market/help-to-buy/num-loans/mortagegaurantees/completed-loans-postcode-dis
http://publishmydata.com/def/ontology/folder/inFolder http://publishmydata.com/def/ontology/folder/inFolder
Housing Market http://opendatacommunities.org/def/concept/folders/themes/housing-market
http://rdfs.org/ns/void#sparqlEndpoint void:sparqlEndpoint http://rdfs.org/ns/void#sparqlEndpoint
http://opendatacommunities.org/sparql
http://www.w3.org/ns/dcat#theme dcat:theme http://www.w3.org/ns/dcat#theme
Housing Market http://opendatacommunities.org/def/concept/themes/housing-market
Label rdfs:label http://www.w3.org/2000/01/rdf-schema#label
Help To Buy - Mortgage Guarantee Scheme Completions, by postcode district xsd:string
License dcterms:license http://purl.org/dc/terms/license
http://www.nationalarchives.gov.uk/doc/open-government-licence/
Publisher dcterms:publisher http://purl.org/dc/terms/publisher
Department for Communities and Local Government http://reference.data.gov.uk/id/department/dclg
References dcterms:references http://purl.org/dc/terms/references
http://docs.publishmydata.com
Subject dcterms:subject http://purl.org/dc/terms/subject
Housing Market http://opendatacommunities.org/def/concept/themes/housing-market
Title dcterms:title http://purl.org/dc/terms/title
Help To Buy - Mortgage Guarantee Scheme Completions, by postcode district xsd:string
Type rdf:type http://www.w3.org/1999/02/22-rdf-syntax-ns#type
http://publishmydata.com/def/dataset#Dataset
Machine-readable formats

In addition to this bookmarkable html page, this dataset metadata is also available for our robot customers in the following machine-readable formats. Please refer to the API documentation for more details.

dataset metadata JSON RDF/XML Turtle N-Triples Atom